The first thing you should do when you see Enquiries that you have not made is to check your credit report for loan accounts that do not belong to you. If you do find discrepancies, immediately raise a ‘Dispute Request’ by visiting the ‘Dispute Resolution’ page on the credit bureau’s website.
If you are informed by CIBIL that the loan provider has rejected your Dispute Request you should report the erroneous account to the relevant loan provider immediately so that the it is alerted to the identity theft case. This will prevent the situation from recurring.
No comments:
Post a Comment