Sunday, August 18, 2013

DISPUTE RESOLUTION PROCESS

DISPUTE RESOLUTIONDISPUTE YOUR CREDIT REPORT ONLINE :
Your Credit Information Report (CIR) plays a large part in the loan application process. Hence, any discrepancy in your CIR may result in reduced chances of a loan approval. Therefore, it is important that the information on your CIR is accurate and updated. A dispute request can be raised based on either a CIR purchased by you directly from CIBIL or a CIR accessed by the Credit Institution (CI) with whom you have applied for a loan.The CIR consists 5 sections namely Personal Information, Contact Information, Employment Information, Account Information and Enquiry Information. If any information on your CIR is inaccurate or needs to be updated, we will assist you in doing so.
FOR MORE DETAILS, GO TO FREQUENTLY ASKED QUESTIONS (FAQs).

You can now raise an on-line dispute for any data inaccuracy reflecting in your report. All fields can be disputed in your report, except the following fields:
  • Control Number
  • Member Name (Unless it is an Ownership Dispute)
  • Account Number (Unless it is an Ownership Dispute)
  • Date Reported
  • Enquriy Date

HOW TO INITIATE A DISPUTE
The easiest way to initiate a dispute request is by submitting a duly completed On-Line Dispute Form. Please click below to initiate an On-Line Dispute request.

Alternatively, you can raise a Dispute Request by writing to us at the following address :
Credit Information Bureau (India) Ltd, Hoechst House, 6th Floor, 193, Backbay Reclamation, Nariman Point, Mumbai 400 021.

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