Get The Cibil Control Number And Access Your Cibil Report

Cibil control number is a nine-digit number issued by Cibil to every individual’s credit report. This number is very important and it is through this control number only, that you can get the information of your account from the credit bureau and have a constant check on your records that are maintained by cibil.

It keeps the track record of millions of borrowers and there are many people with same first and last name. It becomes very difficult to trace a report with the help of the name of an individual.

This is why a Cibil control number is issued for every report that is generated and even the member banks get the information from cibil through this number only. Had this system of assigning acontrol number not been there, it would have been very difficult and confusing for Cibil to maintain and provide the data to the banks. This control number is confidential and you cannot have an access to your cibil report as an individual. It is only your lending bank, which can give you the details.

Here is how you can get your cibil control number to get an access to your cibil report:

* You can ask your bank from which your loan is running to give you your control number. It might not give you this number saying it is confidential, in this case it is better that you ask them for a copy of your cibil report and the bank would mail you the scanned copy of your report. You can now note down yourcontrol number, which is mentioned on the top of your credit report.
* Second is you can approach CIBIL directly and ask for your control number. It is advised that you call cibil on helpdesk number: 1800 – 224 – 245 or visit www.cibil.com and place a request in writing for your credit report so that you can get your control number. Every individual has a right to obtain his/her control number and credit report, Credit Information Companies Regulation Act, 2005 or CICRA has given this right to us.

So, this is how one can get his/her control number from cibil.