Get Your Credit History Record From CIBIL Score Check

Cibil score is a 3-digit code, which is issue by cibil to every individual on the basis of his/her performance on making the payments of all the loans and credit payments.

Credit information bureau of India limited has the information on the current as well as closed loans and credit cards of an individual with their repayment history. Depending upon the how the customer has been in paying the installments, a certain score is given.

This score is divided into 3 parts: High, good and low. Cibil score check is not that easy and just a phone call away. There is a certain procedure that has been fixed through which you can get your credit status from Cibil.

Mentioned below are the ways by which you can get your credit status and also check your cibil score:

• Ask the bank from which your loan account is running to provide with your 9 digit control number and then you can call cibil and know your cibil score and also you can get the entire credit status of your accounts.
• If your bank refuses to give you your control number saying that it’s confidential, you can ask for your credit report and your lender will send you a copy of your credit report through mail. This is the easiest way to know your credit status, as your report would contain every information that you need to know.
• You can also approach cibil directly on +91 -22 6638 4600 / 2281 7788 and ask for your control number or credit report to check your cibil score. The credit bureau of India cannot refuse to give you this information as according to CICRA, every individual has a right to view his or hercredit report from cibil.

This is how you can check your cibil score on your credit report.